Frankly I don't believe that, either; although
@Blood Bought 1953 misrepresents me as saying that.
What I really believe is that when we come to Christ, we make a 180-degree turn away from sin, death, hell, and satan, towards righteousness, life, heaven, and God.
And this does not consist of dredging up every sin that I have ever committed and specifically repenting of each individual sin. The Holy Spirit will pinpoint those sins over time so that we can confess them and be cleansed, after we are saved.
Repenting means changing your direction so that you are no longer walking in the direction of sin. Then when the Holy Spirit pinpoints a specific sin to you, you will not any longer walk acccording to that sin because you were not walking in sin's direction.
If someone genuinely repents of sin, the love of God will be shed abroad in his heart; which is the fulfilling of the righteousness of the law. And therefore, through the love of the Lord, we will cease from committing sins, according to the spirit and not the letter; because love fulfills the law and if the law is fulfilled in my life, I am not sinning.
However, you have misrepresented my point of view.
Therefore it is not going to condemn a man if he is baptized and places his faith in the operation of God.
If you count on that and are never baptized, you are gambling your eternity on the idea that you are right. And if you lose that gamble, you lose everything.
Some people thrive in gambling; but I think it is sheer folly to gamble one's eternity on the idea that water in John 3:5 might mean the amniotic fluid of natural birth; especially when baptism is a viable interpretation for what water might mean in that verse. The context bears it out in John 4:1-2.