Big Boy, why not start a thread on Mark 16:16 and I'll come there and debate you. Water baptism is not essential to be born again, but all who are baptized enjoy a salvation..... that, let's say OT saints did not enjoy. The words save/saved/salvation do not always mean salvation from sin and condemnation ~ those words have other biblical senses that most do not even consider.You should do a study and see what the New Testament says about being water baptized.
Jesus said "He that believeth and are baptized shall be saved" Mark 16:16
Being disobedient to the Lord ends badly...
The wrath of God cometh on the children of disobedience. Colossians 3:6
Btw, I have done a thorough study on this subject many times over in the past fifty years, I'm 100% sure I understand it. Start your thread Big Boy and I'll come.