I don't count this as sexual immorality. But this is like the practice of filing fraudulent tax returns....he did not actually get legally married and has instead just took her to some pastor and they claimed he married them.
Turns out she's getting some benefits each month that would go away if she were to get married legally so because of this they did not get married legally so they could game the system to keep her benefits by not filing a marriage license.
The bottom line here is they don't trust God to provide all their needs, so they resorted to deception which in my opinion is worse than fornication.
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